LANDSCAPERS INSURANCE

Concklin has extensive experience with Landscapers insurance coverage. We represent top-rated carriers that offer policies and endorsements that are unique to the landscaping and lawn care business. We have the knowledge of this line of business to properly rate, class and know the importance of specifically scheduling tools and equipment in case of loss.

As a Landscaper, your tools are your business. They are the means by which you complete your craft, without them it would be impossible to deliver services. While some of the tools are easily replaced, others are expensive and need to be pre-ordered.  Having a tool damaged or stolen can translate into a loss of revenue, not to mention the cost of having the tool repaired or replaced.  Property Insurance covers the tools, equipment and other property that are at your company site, or being stored in an appointed location, but what about when you are at a client’s home, or in transit to a job site? Not all insurance covers these scenarios and it is important to review your policy or you could end up in dire straits.

Coverage Solutions

property Insurance

Commercial Property
Commercial Property Insurance protects your company’s physical assets against loss incurred by damage to your building and it’s content by a covered cause.

General Libaility

General Liability

Adequate General Liability Insurance, also referred to as Business Liability Insurance, is the only way to effectively protect your business from damages involving bodily harm or property damage for which your company is found legally liable.

Work Comp-2

Worker's Compensation

Workers’ compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he or she will be reimbursed for lost wages and all of the medical expenses related to the treatment and rehabilitation.

Auto

Commercial Auto

Commercial Auto insurance is important to protect your drivers, and the vehicles your business owns, leases or rents for a variety of tasks. whether transporting materials, driving to meet clients, making deliveries, or taking tools to a worksite, companies of all kinds rely on vehicles in their day to day operations.

Commercial Umbrella

Commercial Umbrella

Commercial Umbrella Insurance is an additional layer of protection for liability claims that exceed your other liability limits.  Meaning if your company is found liable for a large financial sum, first your other liability coverage (such as a General Liability policy) would kick in to cover the amount, and then your umbrella policy would respond to cover the remaining amount up to your policy limits. 

bonds

License & Permit Bonds

License and Permit Bonds meet clients' requirements that the landscaper obtain financial guarantees for the completion of projects and payment of labor and supplies.

EPLI

Employment Practices Liability

A wrongful employment practices claim, even if false, can disrupt business, hurt morale, damage your reputation and potentially lead to financial damages. Employment Practices Liability Insurance provides businesses protection from these risks.

Additional Resources

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Michael Mormando
Michael Mormando

Michael Mormando
Insurance Agent

Michael, originally from New York and a graduate of the University of Denver, enjoyed a long tenure in the hospitality industry as a restaurant owner/operator, prior to joining Concklin Insurance. Michael gained a unique perspective of understanding and appreciating the ongoing difficulties in what today’s economic environment brings to everyday business people. Starting his insurance career, Michael felt his natural customer service talents would work best assisting business owners in managing their insurance programs effectively to ensure proper coverages and very competitive premiums available through Concklin Insurance.

michael@concklin.com