Small Business Technology

A closer look at coverage for:

Software & Computer-Related Services
Electronic Manufacturers
Telecommunications Services
Life Science Companies

Small Businesses that operate in the technology sector face risks that require customized insurance solutions. Concklin Insurance Agency offers specialized insurance programs that tackle the exposures faced by small businesses and businesses that rely heavily on computers, software, and interconnectivity with supporting systems. Plus, being on the cutting edge of innovations means you need a policy that can adapt to an ever changing landscape.

Contact us to speak to a Trusted Insurance Advisor about you company and vision for the future and allow us to find the right coverage to protect that vision.

Broad Coverage with Better Protection

Even if you are confident in your cyber security, you could still be held liable for a cyber breach that occurs as a result of your service or product. Data Breach coverage helps pay expenses associated with the theft or loss of a customer's PII, including expenses of notifying impacted parties, legal and forensic services and monitoring services.

Professional Liability, also called Errors & Omissions (E&O) provides protection for your company against allegations that a service or advice you provided caused a client financial harm. This coverage meets most contractual agreements, including Data Privacy, Security Liability, Intellectual Property and Media Liability.

Workers’ compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. Pay as you go worker’s compensation insurance is a solution that many businesses use to manage the rising costs of this insurance. Instead of charging large up-front costs, pay as you go workers’ compensation insurance allows companies to pay premiums as they pay their normal payroll. This helps to defer much of the cost of workers’ compensation insurance, making it easier for business owners to manage their cash flow.

Streamlined Digital Experience with 24/7 Access

Pay Online - including by Credit Card

Request Certificates of Insurance

Manage Policy Preferences

Additional Coverage Options

Pays for the cost to replace a laptop or similar device that is lost, stolen, or damaged - while traveling anywhere in the world.

Helps protect against hardware, software and data being physically lost or damaged - including corruption caused by a computer virus. Can also provide business income that is lost due to operations being shutdown due to the loss or damage of hardware, software or data.

Employment Practices Liability Insurance (EPLI) helps protect you against allegations of wrongful termination, harassment, discrimination, and retaliation.

Packages together Property coverage and General Liability. A number of optional coverages can be added as endorsements that can be tailored to your business including Business Income, Employee Dishonesty and Fraudulent Transfer.

Additional Resources

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Independent Agents act more like Trusted Advisors. We have your best interests in mind, even after coverage is bound. Like a Trusted Advisor, Independent Agents are your advocate if a claim should occur. Being in your corner means being there every step of the way, from helping you decide if a claim should be filed to talking with claims auditors and adjusters, the wellbeing of our clients is our number one priority.

As a business owner you understand the importance of protecting your company, your employees, and yourself. This often means going beyond a simple Business Owners Policy. While Professional Liability and Management Liability may sound similar, they are unique coverages, and depending on your industry you may need one or both types of policies. Read More...

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Michael Mormando

Michael, originally from New York and a graduate of the University of Denver, enjoyed a long tenure in the hospitality industry as a restaurant owner/operator, prior to joining Concklin Insurance. Michael gained a unique perspective of understanding and appreciating the ongoing difficulties in what today’s economic environment brings to everyday business people. Starting his insurance career, Michael felt his natural customer service talents would work best assisting business owners in managing their insurance programs effectively to ensure proper coverages and very competitive premiums available through Concklin Insurance.