GOLF & COUNTRY CLUB INSURANCE

Preferred Club

Unparalleled risk management services for the club industry with PREFERRED CLUB, which is the leading club insurance provider trusted with underwriting authority and proprietary access to “A” rated or better insurance carriers, which enables our underwriters to accommodate the broadest spectrum of risks in the golf industry with all lines coverage.

Concklin Insurance Agency is committed to providing competitive and consistent insurance at an affordable rate. We believe in offering the right coverage for your unique needs and represent carefully selected, financially sound, and reputable A+ rated Insurance companies.

Our goal is to reduce gaps in coverage, reduce costs through loss mitigation and risk management, and reduce stress by hiring well-trained, experienced insurance professionals.

Coverage is available for:

  • Private Golf & Country Clubs
  • Semi-Private Clubs
  • High-End Daily Fee Courses
  • Social Clubs
  • Tennis Clubs
  • Private Golf Communities
  • Homeowners Associations
  • Golf Management Companies

Coverage Options

Building & Personal Property

Property exposures may be minimal if limited to a clubhouse facility and maintenance shed. If there is a restaurant, pro shop or repair facility, exposures will increase. Electrical wiring, heating and air conditioning systems, and cooking equipment tend to be the largest risk factors.

 

General Liability-1

General Liability  protects your business from damages involving bodily harm or property damage for which your company is found legally liable, such as slips and trips.  Adequate coverage is especially important for Golf Courses and Country Clubs due to the number of visitors to the premises. Visitors can be injured by slips or falls, be hit by flying golf balls, or be injured in a pool or other amenities.

D & O
Directors & Officers 
Directors and Officers Liability (D&O) protects the directors and officers of the Country Club or Golf Course if they are sued as a result of decisions they made while on the board
.
EPLI

Business decisions like hiring, firing, compensation, promotions and work environment are made every day.  All of these decisions impact your employees – meaning some could result in a claim related to wrongful employment practices.

A wrongful employment practices claim, even if false, can disrupt business, hurt morale, damage your reputation and potentially lead to financial damages. Employment Practices Liability Insurance provides businesses protection from these risks.

Data breach for tech

Cyber Liability Insurance policies can be tailored to meet your company’s specific needs and offer important benefits, including the following:

  • Data Breach Coverage
  • Business Interruption Loss Reimbursement
  • Cyber Extortion Defense
  • Forensic Support
  • Legal Support
Commercial Umbrella

Most commercial general liability policies have an aggregate limit that, once exhausted, will not cover any other excess claims.  However, lawsuits frequently impose multimillion-dollar penalties on businesses—far outside the coverage provided by most CGL policies. As a result, common losses such as vehicle accidents, employment claims and hazardous substance spills can pose a serious financial threat.

Commercial Umbrella coverage is designed to protect an organization against monumental liability claims that can demolish a business through a large financial judgment.

Workers Comp

Workers compensation exposure can be high.  Pros and instructors, caddies, lifeguards, and others who may be involved in related positions will have the potential for slips, falls, strains, sprains, being hit by errant golf balls or equipment. Cleaning and maintenance operations can result in lung, eye or skin irritations and reactions. Food preparation operations can result in cuts, scrapes, and burns, etc.

Workers' Compensation offers protection in the event your employees become injured or ill as a result of their employment.  Each state has requirements for workers' compensation, depending on the location of your business your requirements may differ.  We offer Workers' Compensation that meets your state's requirements.  Depending on your operations you may find it advantageous to pursue Pay-As-You-Go options.

Additional Resources

Client Portal
We’ve partnered with a reputable company called Zywave to provide this portal. All the content is written by their team of experienced attorneys and professional writers, so you never have to worry about validating information again. Get to know some of the areas of your portal and how its resources can make your day easier. Receive emails announcing new content tailored to your industry, state and preferences as often as you like. And if you have any questions—at any time—feel free to contact your Concklin Insurance Agency representative.
client advocacy
Independent Agents act more like Trusted Advisors. We have your best interests in mind, even after coverage is bound. Like a Trusted Advisor, Independent Agents are your advocate if a claim should occur. Being in your corner means being there every step of the way, from helping you decide if a claim should be filed to talking with claims auditors and adjusters, the wellbeing of our clients is our number one priority.
blog post - rating
Evaluating Risk: Understand the World of Commercial Insurance Underwriting
Businesses are a bit like snowflakes: No two are exactly alike. This means there is no quick and easy formula for assessing potential business insurance risk. A commercial insurance underwriter’s job is to assess the risk of providing insurance to a business owner based on that owner’s type of business, business activities, and claims history. It’s a tedious analytic process, and many business owners don’t understand what underwriters are looking at when their businesses are subject to review.

Contact Us

Michael Mormando
Michael Mormando

Michael Mormando
Producer

Michael, originally from New York and a graduate of the University of Denver, enjoyed a long tenure in the hospitality industry as a restaurant owner/operator, prior to joining Concklin Insurance. Michael gained a unique perspective of understanding and appreciating the ongoing difficulties in what today’s economic environment brings to everyday business people. Starting his insurance career, Michael felt his natural customer service talents would work best assisting business owners in managing their insurance programs effectively to ensure proper coverages and very competitive premiums available through Concklin Insurance.

michael@concklin.com

REQUESTING COVERAGE DOES NOT GUARANTEE COVERAGE CAN BE PROVIDED.  COVERAGE CAN BEGIN ONLY WITH SPECIFIC STATEMENT BY A LICENSED MEMBER OF CONCKLIN INSURANCE AGENCY.

MISSTATEMENTS OR OMISSIONS OF RELEVANT INFORMATION CAN LEAD TO PRICE VARIATION OR EVEN DECLINATION OR RESCISSION OF COVERAGE.

NONE OF THE INFORMATION PROVIDED ON THIS WEBSITE IS A GUARANTEE THAT INSURANCE WILL BE PROVIDED OR THAT CONCKLIN INSURANCE AGENCY IS OBLIGATED TO PROCURE INSURANCE FOR ANY WEBSITE VISITORS.

240 S. WESTMORE MEYERS ROAD,
LOMBARD IL 60148
630-268-1600 | CONCKLIN@CONCKLIN.COM

Copyright
Concklin Insurance Agency 2021