Cyber attacks such as Data Breaches and Hacks occur.  More than 80% of US companies report being hacked at one point.  These attacks can cause devastating damage.  Companies suffer business disruption, lost revenue and litigation.  It is important to realize that no organization is immune to cyber crime.

Even if you are confident in your cyber security, you could still be held liable for a cyber breach that occurs to one of your service providers.  Many companies use service providers that must have access to sensitive data to carry out their work. When their systems are not secure and your data is exposed in their data breaches, you may be liable. These services range from Payroll Processors, to Online Storage, and regardless of any contractual terms, it can be difficult to shift liability away from your company.

Coverage Benefits

Cyber Liability Insurance policies can be tailored to meet your company’s specific needs and offer important benefits, including the following:

Data Breach Coverage: In the event your company suffers a data breach, you are, by law, required to notify affected parties. Notices need to be drafted by appropriately qualified lawyers, printed and sent out by physical mail. Expensive computer forensics are generally required to identify the source and nature of the loss. Affected individuals often demand credit monitoring services or an equivalent in order to minimize the risk of identity theft. The costs can add up quickly. Cyber Liability Insurance can help mitigate these losses.

Business Interruption Loss Reimbursement: Cyber attacks can cause an IT failure that disrupts your business operations, from computer viruses to Credit processors going offline, these disruptions can cost your organization both money and time. Cyber Liability Insurance may cover loss of income, plus increased costs to business operations may also be covered.

Cyber Extortion Defense: Ransomware and other malicious software are designed to steal data, or access, from organizations and then ransom it back fro a steep fee. There attacks involve the theft of key data, but they can also involve taking over your company website.  Cyber Liability Insurance can help recoup these losses.

Forensic Support: Some Cyber Liability Insurance policies offer 24/7 support from cyber specialists which help you investigate the extent of a breach after an attack, many will also reimburse the insured for the cost of these services.

Legal Support: Legal assistance can be costly, but in the wake of a cyber breach many businesses see no other option than to seek legal support. Cyber Liability Insurance can help you afford the proper legal work you require after a cyber attack.

Cyber Liability Insurance goes beyond General Liability which often covers only physical assets.  What’s more, data typically is valued far higher than any physical object.  Supplementing your coverage with Cyber Liability Insurance gives you confidence that your company’s reputation and financial well being are protected.


Safety and Loss Mitigation

Client Advocacy

Client Portal image-1 wordcloud (1)-2
Client Portal Claims Support


Contact us

Craig Concklin

Craig Concklin


Craig Concklin, CIC, a graduate of Denver University and an esteemed insurance professional since 1981 became an owner of Concklin Insurance Agency in 1993. With vision and forward thinking, Craig Concklin has tripled its sales to $22 million. The firm’s sustained investment in state-of-the-art computer systems, integrated accounting and marketing programs, and creation of national insurance programs for various industry groups has made Concklin an industry leader. Craig’s knowledge and stellar reputation in the insurance industry continues to benefit his clients and enhance the presence of Conklin Insurance in the marketplace. He is currently a Pekin Insurance Board Member.


Mormando Michael Picture 2015_HiRes

Michael Mormando

Insurance Agent

Michael, originally from New York and a graduate of the University of Denver, enjoyed a long tenure in the hospitality industry as a restaurant owner/operator, prior to joining Concklin Insurance. Michael gained a unique perspective of understanding and appreciating the ongoing difficulties in what today’s economic environment brings to everyday business people. Starting his insurance career, Michael felt his natural customer service talents would work best assisting business owners in managing their insurance programs effectively to ensure proper coverages and very competitive premiums available through Concklin Insurance.


Jackie Shipman-1

Jackie Shipman

Insurance Agent

After obtaining a degree in Marketing & Management from Grand Valley State University, Jackie spent two years working for a private investment company in Ann Arbor, Michigan, and an additional five years as CEO for one of the fund’s portfolio companies. Jackie leverages her experience running a small business in the Food & Beverage space and growing up around fast-casual food franchise concepts to provide clients with a thoughtful approach to ensuring accurate coverages are in place when it matters most.



Michael O'Donnell

Insurance Agent

Michael O’Donnell joined the Insurance Industry after graduating from Eastern Illinois University with a Finance Degree in 1992 and became a producer at Concklin Insurance Agency in 1995.  Mike specializes in insuring restaurant and Franchise business and has worked with franchisors to establish proper insurance requirements are established for their franchisees. He takes a hands-on approach to insurance and understands his clients’ diverse needs. Mike provides the caring expertise required to review and customize an insurance program that provides his clients with excellent coverage while balancing budgetary concerns.


Have you had a positive experience with Concklin Insurance Agency that you would like to share?  

Leave a review!

The right insurance for your unique needs

Concklin Insurance Agency is committed to providing competitive and consistent insurance at an affordable rate. We believe in offering the right coverage for your unique needs and represent carefully selected, financially sound, and reputable A+ rated Insurance companies.

Our goal is to reduce gaps in coverage, reduce costs through loss mitigation and risk management, and reduce stress by hiring well-trained, experienced insurance professionals.