Insurance for jointly owned property.
Concklin Insurance Agency provides the habitational industry with customized insurance programs for Condo Associations. We have contracts with over 40 national and regional carriers and access to the CIBA and CISA award winning habitational programs.
Condo Association Insurance helps bridge the gap between landlord and homeowner by providing coverage for shared spaces, structures, and buildings. The association is responsible for the grounds, common areas & structures, and typically the bare walls structure of the unit buildings, and have liability for accidents that occur in common spaces. The association bylaws will usually dictate which party is responsible for fixtures within the units.