The insurance you need is unique to you and your situation. A one size fits most approach could leave gaps in coverage, while racking up expenses for items you don’t need. It’s important to find an agent who is going to sit down with you and learn your needs, your risks, and your budget. The first thing an Agent should do is evaluate where you are now, discuss any potential gaps and determine why your past insurance may have been dissatisfactory. After all, there is a reason you are looking to change your coverage.
Giving you options
Once an Agent has determined what your insurance needs are, they should present you with options. There are many plans available, the insurance industry is vast. There is no reason for you to be pressured into a packaged plan that isn’t really what you had in mind. Of course, there are limits to what an Agent can procure, but a good agent will bring you 2 to 3 options that are, not only well suited to your needs, but be able to explain the advantages and short comings of each plan. Your agent should be able to discuss with you the risks of taking a lower coverage plan without pressuring you into something you cannot afford.
Compare Coverage & Cost
Independent Agents are able to quote a wider range of carriers. Concklin Insurance has relationships with over 20 insurance carriers. This means we have a larger selection to choose from when offering you options. Independent Agents are experts in selecting which carrier is going to offer you the best value, while keeping your interests in mind. We can get creative to finding solutions for your insurance needs without being limited by a single carrier, we may even be able to offer a portfolio made up of different carriers, ensuring all your insurance needs are covered optimally. There is no reason you should pay more to keep your insurance with a single carrier. The best part is, we will do the comparative shopping for you, meaning you only have one point of contact instead of trying to remember which Agent represents which policy under which carrier. It really is the best of all worlds.